Question 1

What is Moflay?

Accepted Answer

Moflay makes it easy for developers and businesses to accept M-Pesa payments online—through APIs, payment links, or checkout pages.

Question 2

Who can use Moflay?

Accepted Answer

Whether you're a developer, startup, or business owner, Moflay helps you integrate M-Pesa payments in minutes, not weeks.

Question 3

Do I need to deal with Safaricom's M-Pesa APIs directly?

Accepted Answer

No. Moflay abstracts the complexity, letting you skip things like OAuth, callback handling, and cryptic SOAP errors.

Question 4

Is Moflay secure?

Accepted Answer

Yes. We use API key authentication, webhook signature verification, and are building fraud protection powered by AI.

Question 5

How much does it cost?

Accepted Answer

We charge a 2–3% fee per successful transaction. No monthly fees or setup costs.

Question 6

Does Moflay support no-code tools?

Accepted Answer

Yes. You can generate payment links and use hosted checkout pages without writing code.

Question 7

How can I integrate Moflay?

Accepted Answer

You can use our RESTful API, SDKs, or no-code tools like payment links and hosted checkout pages.

Question 8

What are payment links?

Accepted Answer

Payment links are URLs you can share with customers to collect payments without building an app or website.

Question 9

Can I use a hosted checkout page?

Accepted Answer

Yes. Moflay provides customizable hosted checkout pages for a seamless payment experience.

Question 10

Does Moflay support STK Push?

Accepted Answer

Yes. STK Push is fully supported and is the default payment method for online M-Pesa transactions.

Question 11

Does Moflay support webhooks?

Accepted Answer

Yes. You can receive real-time payment status updates via secure webhooks.

Question 12

What are the transaction fees?

Accepted Answer

We charge a flat 2–3% per successful transaction. No hidden fees.

Question 13

Are there monthly or setup fees?

Accepted Answer

No. Moflay has no monthly fees or setup costs—only pay per transaction.

Question 14

Do you offer custom plans for high-volume businesses?

Accepted Answer

Yes. Contact us to discuss custom pricing for enterprise or high-volume use cases.

Question 15

How do you secure my data?

Accepted Answer

We use encryption, secure storage, and token-based access control to protect your data.

Question 16

Are webhooks verified?

Accepted Answer

Yes. All webhook requests are signed and can be verified on your server using a secret key.

Question 17

Do you offer fraud prevention?

Accepted Answer

Yes. We’re building AI-powered fraud detection and offer rate limiting, IP blocking, and transaction monitoring.

Question 18

Is there a sandbox environment?

Accepted Answer

Yes. You can test all integrations in our free sandbox before going live.

Question 19

Do you provide SDKs?

Accepted Answer

Yes. We provide SDKs for Node.js, Python, and more—plus a simple HTTP API for any stack.

Question 20

Where can I find the documentation?

Accepted Answer

Our docs are available at docs.moflay.com, including guides, examples, and API references.

Question 21

Can I monitor transactions?

Accepted Answer

Yes. The dashboard includes logs, statuses, and webhook history to help you debug and track payments.

Question 22

Will you support other payment providers?

Accepted Answer

Yes. We're starting with M-Pesa but plan to add PayPal, card payments, and more soon.

Question 23

Will Moflay support subscriptions?

Accepted Answer

Yes. Recurring billing is part of our upcoming roadmap, including automated retries and notifications.

Question 24

Will there be more no-code tools?

Accepted Answer

Yes. We're working on embeddable widgets and a no-code dashboard for business users.

Question 25

Are you using AI in Moflay?

Accepted Answer

Yes. We're integrating AI for fraud detection, smart notifications, and future financial automation features.

Frequently Asked Questions

General

Integration & Features

Pricing & Billing

Security

For Developers

Roadmap & Future Plans

Ready to build with M-Pesa the modern way?