The modern way to accept online M-Pesa payments
Build faster, grow smarter. Integrate M-Pesa with our reliable, type-safe API, and use AI to convert your payment data into immediate business insights.
How it works
Accepting online M-Pesa payments has never been easier
Seamlessly integrate M-Pesa into your app or business in minutes with modern APIs, real-time tracking, and powerful developer tools.
Create your account
Get started instantly. Sign up, grab your API key, and access your dashboard — no paperwork or delays.
Connect your M-Pesa Paybill or Till
Securely link your M-Pesa Paybill or Till number. Moflay handles validation, authentication, and security for you.
Start accepting payments
Use our SDKs or REST API to embed M-Pesa payments into your site or app. Real-time payment status, error handling, and powerful webhooks included.
Developer first
Intergrate this morning
A simple, elegant interface so you can start making payments in minutes. It fits right into your code with SDKs for your favorite programming languages.
import { Resend } from 'resend';
const resend = new Resend('re_xxxxxxxxx');
(async function() {
const { data, error } = await resend.emails.send({
from: 'onboarding@resend.dev',
to: 'delivered@resend.dev',
subject: 'Hello World',
html: '<strong>it works!</strong>'
});
if (error) {
return console.log(error);
}
console.log(data);
})();
First-class
developer experience
We are a team of engineers who love building tools for other engineers. We’re building the M-Pesa platform we always wished existed — fast, modern, and built for developers.
Test Mode
Switch between sandbox and production environments with ease. Simulate real-world M-Pesa flows without moving real money.
Modular Webhooks
Stay in sync with your payments in real-time. Get notified instantly when a transaction succeeds, fails, or gets reversed just plug in your webhook URL.
Powerful REST API
Designed for developers. Make secure, reliable M-Pesa payments in just a few lines of code with predictable and consistent responses.
Robust SDKs
Designed for developers. Make secure, reliable M-Pesa payments in just a few lines of code with predictable and consistent responses.
Sandbox Credentials
Kickstart your integration with auto-generated test credentials. No approvals, no real money just pure dev flow.
Idempotency Keys
Protect against duplicate payments. Ensure that retries don’t accidentally charge users twice every request stays safe and intentional.
Powerful Features
Success at a glance
Effortless payments for developers and businesses, powerful tools for fast-growing modern companies.
Powerful features
for your business
We are a team of engineers who love building tools for other engineers. We’re building the M-Pesa platform we always wished existed — fast, modern, and built for developers.
Customer Insights
Gain insights into your customers and how they are performing.
Transaction Insights
Get Insights on your transactions and how they are performing.
AI Insights
Get Insights on your business and how it is performing using AI.